How much does a chiropractor cost without insurance


This Article was Reviewed by The Chief Editor, Godfrey

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Surprisingly, many people who need a chiropractor are afraid of the cost because they don’t have insurance. They may have just got laid off and no longer have employer-provided health care.

Maybe they’re feeling under the weather or experiencing serious neck or back pain. Or they just found out their hip or back surgery will cost $20,000.00 or more.

If this describes you, don’t despair! If a chiropractor is in your family, you’ve probably heard about them and heard great things about their services. But there’s a lot of bad information out there, too. 

You may be confused and wondering if you can afford a regular chiropractic appointment or treatment.

Also, read 11 Best Chiropractors in Kokomo, Indiana

The Costs Of A Chiropractor

chiropractic massage session

Each visit with a chiropractor can cost between $30 and $200. According to a recent survey by Chiropractic Economics magazine, a general vertebral adjustment average fee costs $65 for each chiropractic session. 

However, depending on where you live, how many areas of the spine a chiropractor treats, and if you require any tests or not, the cost of a season can range from $34 to $106 per session.

The chiropractic cost might rise from $80 to $220 per session if you don’t have insurance. You might be required to pay a little bit more as a new patient than a regular patient. The chiropractor will charge you additional fees, which can be anywhere from $44 and $159 if you need an X-ray.

Your expenses will be reduced if you have health insurance because most health insurance plans provide some amount of chiropractic care and treatment. 

A chiropractor can help you with various types of conditions, as well as with symptom relief, posture correction, and general health maintenance. Additionally, compared to other types of therapy, chiropractic care is less expensive.

Cost-Relating Factors for Chiropractors

The costs of chiropractic care services are not stagnant. Depending on the services you need, it can differ from one chiropractor to another from one city or state to another, and from one location. Furthermore, it will depend on whether or not you have insurance coverage. 

However, there are some factors that are important in determining how much a chiropractor’s care will cost. Let’s check them out!

  • Services Requested

There are various chiropractic services, and each type of care has a varied cost. Your preferred course of treatment will determine the service a chiropractor will provide, and that service will likely come with a cost that is different from other services.

On the basis of your initial appointment, a chiropractor will select the service based on your situation. Some of these services will comprise, among others, MRI scanning, electromyography, laser therapy, computerized adjustment, and electrical muscle stimulation.

Each of these services carries a price, which may vary depending on the service.

  • Chiropractor Experience And Credentials

In other words, this is how the chiropractor is known. A chiropractor is highly trusted for their services if they have favorable ratings and reviews. The costs they may charge per service may increase as people’s levels of trust increase.

A chiropractor with extensive experience who has been in practice for a long time might also charge more than a chiropractor with little experience. As a result, prices can change depending on the reputation and experience of the chiropractor.

  • Your Lifestyle

Some services may require more than one chiropractic visit or appointment, depending on your situation.

For instance, let’s say you follow the chiropractor’s advice to lead a healthy lifestyle. If this is the case, you might just require a few massage therapies more than if you ignore lifestyle advice. This includes exercising regularly to maintain an active lifestyle that helps fight against ailments like neck pain.

  • Geography

Depending on where you live, chiropractic services may cost differently. For instance, a single session of therapy in New York costs between $100 and $200, whereas, in Florida and the majority of other states, it costs between $30 to $200.

It is important to keep in mind that different chiropractors in the same region may charge different fees for other treatment plans. The costs may even vary depending on location.

  • Insurance

Whether you have insurance coverage will affect how much you have to pay for a chiropractic facility. If you have insurance coverage for chiropractic care, you may just have to make a small co-payment to the insurance company; otherwise, you should expect to pay the whole cost of care. For instance, the insurance policy might pay for 50% of the services or all of them.

Average Costs for Chiropractic Services Without Insurance

Average costs of chiropractic services : A session

There are numerous chiropractic services available, and each has a price. However, the costs could change based on the factors that have just been discussed. As a result, we will look at the types of chiropractic services offered by most chiropractic clinics and the average prices.

  1. Laser Treatment

Laser therapy is used by chiropractors to treat a variety of ailments, including chronic pain on any side of the body or in the neck. Laser therapy works with light pulses close to an infrared frequency that must be created and applied to the area of the body where the cells will be affected. This increases cellular energy, which lowers inflammation and speeds up the healing process.

It is important to know that laser therapy might be expensive. As a result, if you do not have health insurance, the treatment costs of laser therapy will be at least $200.

  1. Rehabilitation Therapy

Rehabilitation therapy is a treatment plan for various medical conditions, including those affecting the spine, bones, nerves, joints, and brain. It employs a range of techniques to support your body’s normal functioning and to aid in preventing the recurrence of the same conditions.

Rehab therapy costs differ depending on the service provider or chiropractor. If you don’t have insurance, physical therapy and rehabilitation both cost roughly $75 to $150 per session.

  1. Electrical Muscular Stimulation

Electrical muscle stimulation is a service that uses electric currents to provide continuous electric impulses for stimulating nerves in muscles to stop muscle atrophy, lessen muscle spasms, and restore the function and strength of the muscles.

The chiropractor determines how much electrical muscle stimulation will cost. It might cost as little as $20 for one application or as much as $250 for one application or treatment.

  1. Spinal Decompression

When a herniated disc, disc injury, or degenerative disease affects the spine, a method called spinal decompression is utilized to gently stretch the spine. Patients with this illness will benefit from spinal decompression because it improves fluid circulation in the spine, which causes the displaced spines to return to their normal position.

Due to the need for multiple sessions, spinal decompression is expensive. The entire cost of the service is between $1500 and $2000, and the sessions are spaced out over a six-month period. 

If you have insurance coverage, the policy may cover a portion of the costs; you will be responsible for the balance.

  1. Ultrasound Therapy

Chiropractors use ultrasound therapy as a method to help reduce movement dysfunction caused by muscle pain. This method is used by chiropractors who utilize sound waves to provide deep heat therapy that stimulates strong metabolic activity around painful areas.

Injured tendons, muscles, and soft tissues can benefit from this procedure. Each session of ultrasound therapy costs between $20 and $25. As a result, the total fee will vary depending on how many trips or sessions you have.

  1. Hydrotherapy

The technique, which combines hot and cold water in a pool or water bath, is named for its goal of pain relief. The cost of the process varies depending on the service provider. The complete course of treatment will cost you between $50 and $500.

  1. Diathermy

In order to treat various muscle and skeletal problems, diathermy uses heat and high-frequency electromagnetic waves of currents. Joint pain relief, muscle relaxation, and other issues can all be helped by this procedure.

For this treatment, many chiropractors charge in different ways. Some charge an additional fee for this, while others charge a flat fee. This indicates that you can choose between receiving the treatment after paying the all-inclusive cost or paying an additional fee for diathermy. 

However, the average chiropractor cost of diathermy might vary from $10 to $50 without insurance depending on the doctor.

  1. Radiography

Chiropractors use radiography as a technique to evaluate the alignment and health of the spine before beginning treatment. As a result, a picture of the musculoskeletal system is created, which the service provider can use to decide on the best treatment plan.

This treatment varies in price from chiropractor to chiropractor. but the average chiropractor’s cost runs between $50 and $150.

  1. Adjustment Tables

Adjustment tables are used by chiropractors to check the complete spine. As a result, the patient lies on the adjustment table while various techniques are used in accordance with their condition. Additionally, while some tables are electronic, others are manual; as a result, the cost varies depending on the service provider.

  1. Computerized Adjustment

The term “computerized adjustment” refers to a technique that uses computer analysis to identify changes in the spine and gently correct them. The reduction of neck-related headaches and migraines is one advantage of computerized adjustment.

Along with other advantages, this adjustment helps to improve or correct posture and lessen joint, neck, and range of motion pain. The average chiropractor cost for adjustment service is $30 to $300 for each chiropractic visit.

  1. Thermography

This process called thermography is used to find various thermal anomalies in the musculoskeletal system or the spine. It also helps to spot nerve dysfunction and injury. It is one of the ways that chiropractors use to asses the body’s temperature variations and achieve balance through various forms of therapy.

  1. Chiropractic Roller 

Among other purposes or advantages, a chiropractic roller table helps in the restoration of normal spinal curvature, enhances spinal fluid circulation, improves spinal range of motion, and lessens stress. The roller aids in relaxation and is used by chiropractors for corrective care.

As I previously stated, a tool used by chiropractors for corrective care is the chiropractic roller. The fees for this service vary from practitioner to practitioner, but in general, you have to pay the fee, which may be anywhere from $30 to $200, and use the service as needed.

  1. Electromyography (EMG)

Various statistics indicate that electromyography (EMG) visits cost roughly $200. Chiropractors and other healthcare practitioners utilize this method or approach to identify the electrical activity that tense muscles release. This helps in the identification of neuromuscular problems, which are then treated appropriately.

  1. MRI Scanning

Magnetic Resonance Imaging is referred to as MRI. To enhance the chiropractic care you receive, chiropractors or medical professionals may prescribe this technique. MRI scans are used by chiropractors to more clearly see and understand any injuries that may be present in the bodily tissues. 

Additionally, it is useful for keeping track of chronic illnesses or degenerative diseases. An MRI can be helpful in spotting problems such as disc degeneration, spinal stenosis, dislocations, fractures, and spinal malignancies. 

MRI scans can cost between $100 and $400, depending on the provider.

What Does a Chiropractic Massage Cost Without Insurance?

A chiropractic massage usually costs between $30 and $70 a session without insurance. However, prices can vary by the doctor. A chiropractic massage is occasionally advised to support the health of the neurological system and the spine. 

Additionally, it aids in the relief of vertebral subluxations or misaligned joints in the spine.


Among many other advantages and benefits, chiropractic services are inexpensive. As a result, chiropractic services are within most people’s price range. Furthermore, the affordable cost of chiropractic services allows patients to enjoy a hassle-free treatment process that yields great results.


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About the Chief Editor

Godfrey Ogbo, the Chief Editor and CEO of AtlanticRide, merges his environmental management expertise with extensive business experience, including in real estate. With a master's degree and a knack for engaging writing, he adeptly covers complex growth and business topics. His analytical approach and business insights enrich the blog, making it a go-to source for readers seeking thoughtful and informed content.

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