Top 10 Online Business In Nigeria That You Can Start Without Capital In 2023


This Article was Reviewed by The Chief Editor, Godfrey

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It is a fact that online business is becoming one of the major hope of livelihood for the 21st-century generation. In spite of this, many people still shy away from the great potential in online business, thinking that it takes a whole lot of money to get started. But I would like to let you know that there are lots of online businesses in Nigeria today that you can start without any capital.

Not only that these online businesses can be started without capital, but their lucrative nature cannot also be undermined. They have really proven to be one of the most lucrative businesses in Nigeria today, that are capable of changing your financial status.

Just as had been said, there is actually a lot of online business that pays, there are many of them that can never be compared to some other lucrative business in Nigeria.

But in this, there are still some of these online businesses in Nigeria that may need some capital or monetary investment before you start making daily income from them.

But in the course of this post, I would be revealing only those online businesses in Nigeria that you can actually start without having to pay any Kobo.

Starting an Online business in Nigeria

What Are Online Business?

Just as the name suggests, online business is any form of business that can be run exclusively through the internet. It is a type of business that may not really require any offline shop/store before it could function. It is a kind of business that anybody from anywhere can do from their comfort zone as long as they have access to the internet.

Requirements For Online Business

Most lucrative businesses in Nigeria today would always require some things before they could start functioning; these could be capitals like money, building/structure, equipment, business name registration, Government approval, and many more.

But this is not really applicable to these online businesses we are talking about here. These online businesses in Nigeria are actually what you can start without any of those requirements mentioned above.

I would always remember what the Human Rights Activist, Reno Omokiri once said: “if you have a smartphone, you don’t suppose to be unemployed or to be complaining of unemployment in Nigeria.”

The only requirement you need to start these online businesses is just your phone or your computer. With any of those things, you have already set up your daily income store and may be surprised at the kind of daily income you would start generating with your phone.

10 Legit Online Business In Nigeria To Start Without Capital

I always laugh when I hear people still arguing that online business without capital does not exist. But they don’t even know that most of the legit and reliable online businesses in Nigeria today don’t require any capital.

Having said so far, we shall be dishing out in this section, some of the most reliable online businesses in Nigeria that can change your financial status, without you having to make any form of monetary investment:

1. Write On Opera

2. Write On Scooper

3. Affiliate Marketing

4. Become A Social Media Influencer

5. Online Coaching

6. Buying and Selling Domain

7. Sell Your Skills

8. Make YouTube Videos

9. Sell eBooks On Amazon KDP

10. CryptoCurrency

1.     Write On Opera

Write On Opera to earn money online in Nigeria

Opera News has recently become one of the most reliable online businesses that pays today.  It is now one of the most lucrative online businesses in Nigeria that I would always recommend to anyone.

Opera news hub is a news publishing platform that deals with varieties of news and other relevant contents like:

education, lifestyle, football, politics, entertainment, religion, and so on.

It is a very reliable online business that pays its writers monthly based on the type of articles they publish on the platform within a month.

Though opera initially pays writers N360 per 10,000 clicks; but has upgraded to include some others criteria for determining payments of writers. These criteria could include things like quality of an article, quality of account, reading time, and so on.

Opera news hub was launched in 2019, and since then, has lifted many from zero to hero, without any form of investment.

Opera News Hub has remained a very lucrative business that is making waves today, even while there is no requirement for joining the moving train.

No certificate or educational requirements are needed to start making daily income from this lucrative business; all that is required is just your ability to write in simple English.

One interesting thing about this Opera writing business is that there is no limit to the amount of money that a writer can make on the platform in a month. Everything is just determined by an individual’s efforts in publishing high-quality content on the platform.

It may even shock you that some writers made up to N500,000 on opera news hub, in the month of June 2021.

2.     Write On Scooper News

Learn to Write On Scooper News

Scooper news is another lucrative business that is making waves on the internet today. It is also a news platform that is very similar to opera news hub, where freelancers earn their living while writing on the platform.

Just like opera news hub, scooper news publishes content ranging from politics, entertainment, religion, sports, and so on. Instead of paying writers based on clicks in articles, Scooper rather has a fixed fee for any article published on their platform. As of the time of writing this post, scooper news pays her writer $0.8 for every article published on the platform.

Seeing that the dollar exchange rate is never stable for once, scooper news decided to set a fixed dollar exchange rate for payment; for example, the dollar exchange rate for Nigerians is N360 per 1$. That is, if a writer makes $100, his payment would be calculated at N360 × 100 = N36,000. 

I think it may not really sound bad using your phone to make over N36,000 in a month, just from your comfort. The same time you would have wasted chatting on Facebook is just what you need to convert to a very useful time, and start making your daily income writing on Scooper.

Believe me, it’s not every salary earner that earns up to N36,000 in a month. It may be surprising to let you know that there are some civil servants that are not earning up to such an amount of money in a month. Yet they are working under pressure, and would always have to transport themselves every day.

 But in your own case as a Scooper writer, you are not working under any pressure or under any boss, you own your own time. You decide when to write and when not to write. Anytime you don’t have the strength to write, I believe nobody would querry you.

Initially, it was very easy to register and become a writer on Scooper, but it seems it is now very difficult to get approved on the platform, due to the number of writers that are trooping into the platform every day.

Over thousands of writers apply on the platform every day, but only a few always get approved, and this has really raised much concern.

Most of our readers have kept coming up with such complaints on how to get approved on Scooper news because their application is always rejected.

This made me study and discover that there are some secrets that they have to understand so that Scooper could approve their application. There are some logical criteria that Scooper looks out for, before approving any application.

Having understood this, all the writers that I have helped so far, have always got approved on the platform, and are already making their daily income.

At a time, I became so tired of attending to writers in regard to the same issue of Scooper registration. So, to save me the stress and time,  I later decided to create my precious time to compile a very comprehensive article on how to register and get approved successfully on scooper news.

Or you can better watch the video below to be guided better:

3.      Affiliate Marketing

When talking of popular online lucrative businesses today, Affiliate marking would always make a list. It is one of the most recommended online businesses in Nigeria today due to its lucrative nature; meanwhile, it may not really need any Kobo to get started.

Affiliate marking is a kind of online business where you help a Company or business brand to market/sell their products, while you earn a commission for every sale you make.

Affiliate marking in Nigeria

In this, you may not really need to have a shop or any product before you could start affiliate marketing.  All you need is just your phone or your computer, and you would start making your daily income.

Some affiliate marketing Companies in Nigeria that you can try out are Amazon, Jumia, Konga, Web4Africa, PayPorte, and so on. Just connect with any affiliate marketing company and start making your daily income while you sell their products.

4.     Become A Social Media Influencer

This is another online business opportunity that has recently started making waves. Instead of whiling away your time on social media, just chatting; you could actually turn the same social time and energy into a lucrative business.

In fact, if you are an influential type of person, then you don’t really suppose to be searching for any other online business in Nigeria. You can actually use that influential spirit and start bringing streams of income to your table.

All you have to do is just create your social media channel on a particular niche and start building your audience.

Become A Social Media Influencer to make money online without capital in Nigeria

Related: 14 Ways Nigerians Can Start Making Money On Facebook Today

Your focus could be on any niche that you can do well. For example, you may decide to choose an entertainment niche; in this, you would need to start creating quality entertainment posts that are capable of driving a huge and quality audience to you.

It is actually very easy to convert this audience to a money-making audience if you are able to build a quality one. You may be surprised at the number of brands or companies that would always contact you for paid adverts on your page.

Also Read: How to Make Money on Instagram

5.     Online Coaching

If you have any salable skills or knowledge, then you don’t really suppose to be searching for any other online business in Nigeria, as you can actually turn your wealth of knowledge into a lucrative business.

Let’s assume that you are good at public speaking; don’t be surprised that many people cherish that, and would always wish to learn public speaking skills.

You may decide to start organizing online paid classes using Whatsapp or any other online or social media channel. You may really be surprised at the kind of wealth you would start making from people, through your online coaching.

6.      Buying and Selling Domain

This is one of the most recent online businesses in Nigeria today that many people are yet to know much about. Most times, it could also be regarded as Domain Flipping.

Then what is it all about? Domain Flipping is all about buying fantastic domain names and selling them to individuals or companies that may need them in the future time. 

Here, creativity plays a role, and would always be needed to excel in the business. Your creativity is highly needed in brainstorming and coming up with nice and fantastic domain names, which people would always wish to have.

Once people search for such fantastic domain names and see that you have already registered them, they would always be eager to pay any amount to buy the domains from you.

There are actually some hosting platforms where you can buy and sell your domain names, hosting Companies like Namecheap, and so on. So, if you are creative enough to always come up with fantastic domain names, then you can actually turn this into a lucrative business.

7.     Sell Your Skills

I know it would really sound so nice to tell you that you can turn your skills into a lucrative business, that would continue bringing daily income to your table.

We are in the 21st century, a modern world; and I would always regard this era as an era of skills. The world today is a world of skills, of which many activities are dependent on modern skills.

If you have some skills like graphic design, Search Engine Optimization (SEO), and so on; just know that there are many people out there that are ready to hire you for good pay.

Sell your skill online to make money without capital

In case you don’t know, there are many ways you can sell your skills. These could be through your social media channels, or even through some platforms like Fiverr, UpWork, and so on, where people come to hire different kinds of skills they need.

8.       Make YouTube Videos

YouTube videos have been one of the oldest online businesses in Nigeria, and interestingly still remains one of the most lucrative businesses today.

This online business involves creating videos of any kind; it may be comic videos, educational videos, tutorial videos, and so on.

There are many ways you can earn cool money from your YouTube channel: it could be through ad views, the YouTube Partner Program, and so on.

Having got many questions from our readers on how much they can earn on YouTube, I have done the research and discover that a YouTuber can make $0.01 to $0.03 per ad view. This means that a YouTuber may need just about 10,000 ad views or even lesser to make $100. 

The research also revealed that you need at least 1000 subscribers on your YouTube channel before you would be eligible to start making your money from it.

But the interesting thing is that you may be getting more than 10,000 ad views in a week if you are able to build enough subscribers. Just image having up to 10,000 ad views in just one week; that is equivalent to $100 in a week.

Wow… that really sounds great and unbelievable, but the truth is that it’s very real and realistic. That is why it has remained one of the best online businesses that pays today.

One of the readers has once asked about how much some YouTubers in Nigeria make, then I drew his attention to a report that shows how much Davido and Mark Angel who are the highest-paid YouTubers in Nigeria make from their YouTube videos.

The report revealed that Davido makes about N26 million from YouTube in a month; while Marks Angel reportedly makes over $300,000 in a month from those comic videos.???????? Meanwhile, Mark Angel has been recognized as the highest YouTube earner in Nigeria.

9. Sell eBooks On Amazon KDP

If some eBook sellers would tell you how much they make from one ebook, then you would open your mouth and forget to close it. It is a very lucrative business because one ebook would always keep bringing money to the owner once published.

One may actually ask, “what should I publish as an ebook?” To clarify this, the ebook can be on any subject of expertise. It could be on a particular knowledge you have or your profession.

On Amazon KDP, you can publish any kind of eBook and make your money as long as it is relevant and of value.

Amazon pays authors up to 35% to 70% of the money made for every ebook sold on the platform, and this has really helped many authors achieve their financial dreams.

10. CryptoCurrency 

Cryptocurrency is a digital currency that can be used for the payment of goods and services online. It has remained one of the most popular and lucrative online businesses in Nigeria that has really changed the financial story of many.

With knowledge of Cryptocurrency, there are many ways you can start making wealth. It could be through trading, or by buying and holding them when the price is lower, and then selling them when the price is higher.


As almost everything is going digital in this 21st century, every business is also turning towards the internet, and the internet has turned to be the major hub for business.

Before now, it was very hard to believe that one can make money online; and I know many people still find it hard to believe.

Though there are people that have understood that there is money on the internet, but some still think that money is always required to go into any of these online businesses.

Not only this, many people are also faced with the problem of how to really identify the particular online business that pays or the one that is legit, which they can actually start without investing any capital.

There are actually some online businesses that may require some capital or investment to get started, but there are still some that may not really require anything Kobo to start making money.

Some may actually think that free online businesses are not always legit, but it may be interesting to let you know that the most lucrative online businesses in Nigeria today are free and don’t require any capital.

So, if you have been so skeptical to believe that there are a free online business that pays, or that you don’t know the best to go for. Then this article has provided some of the tested and trusted lucrative online businesses that would not need any form of capital from you.

All you have to do is just to search through them, and choose the best that suits your mind; as all of them are legit and realistic.

You are actually very free to contact us in case you find it difficult to start any of the online businesses as discussed in this article.


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About the Chief Editor

Godfrey Ogbo, the Chief Editor and CEO of AtlanticRide, merges his environmental management expertise with extensive business experience, including in real estate. With a master's degree and a knack for engaging writing, he adeptly covers complex growth and business topics. His analytical approach and business insights enrich the blog, making it a go-to source for readers seeking thoughtful and informed content.

5 thoughts on “Top 10 Online Business In Nigeria That You Can Start Without Capital In 2023”

  1. Godfrey has done a good job and I appreciate your work.

    Yes, buying and selling domain names is a profitable online business in Nigeria.

    Yet, I advised you treat it as a side business, especially when you are just starting.

    Because it is a long-term business, and you need something to keep going.

    Thank you, Godfrey


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