Most accidents happen due to the negligence of a person. Someone’s negligence can affect your life. The at-fault party’s insurance company will compensate for the losses of the victim. At least, that is what we expect to happen.
But insurance companies do the exact opposite of what they claim to do. They will try their best to either lower or reject your compensation.
This is why you should get legal help from an experienced lawyer when filing a personal injury claim. They can protect you from insurance companies.
But why do insurance companies cheat the victims?
Well, the first thing you need to know about insurance companies is that they are for-profit organizations. Their goal is to make a profit by reducing or rejecting as many claims as possible.
Insurance adjusters are trained to do that.
They follow the 3D strategy. The 3 Ds stand for:
First, they will outright deny your claim. After that, they will delay your claim in the hopes of you giving up. Finally, when everything else fails, they will defend themselves in court.
Benefits of Hiring an Experienced Personal Injury Lawyer
Hiring a personal injury lawyer following an accident is the best possible action you can take. Following are some of the benefits that make hiring a lawyer necessary:
A personal injury claim involves a lot of legal complexities. An average person will not have the knowledge required to overcome the legal challenges they will face.
Victims bear the burden of proof. It means you have to prove the following:
- Duty of care
- Breach of duty of care
Without legal expertise, proving the above can be difficult.
Evidence Gathering and Investigation
Conducting a proper investigation and collecting relevant evidence is important to winning a personal injury claim.
You may not even know what type of evidence you should collect.
While lawyers may not go to the accident site and conduct an investigation, they will have the resources to do that.
Experienced lawyers will have connections with private investigators who can investigate the accident scene and collect evidence.
Protection From Insurance Companies
As said, insurance companies will follow many strategies to lowball victims. A lawyer can protect you from such tactics.
Since they have a lot of experience, they know about the different tactics an insurance company may use and can counter them effectively.
When you have a lawyer by your side, insurance companies will know you are serious about the claim.
Connections with Expert Witnesses
One of the perks of hiring a lawyer is the connections they have. Expert witnesses can change the course of the case with their unique insights.
Connections with expert witnesses can help you to a great extent in proving your cases.
Experienced personal injury lawyers will have connections with all types of expert witnesses and know when to call whom.
Accurate Calculation of Damages
Calculating your losses is one of the most important phases of personal injury law. Knowing your exact losses is important when claiming compensation. Inaccurate loss calculations can lead to low compensation or claim rejection.
A lawyer can help with damage calculations. They can calculate both economic and non-economic losses.
Peace of Mind
Lawyers offer much-needed peace of mind to the victims. Accident victims should focus on recovery rather than filing a claim.
But you cannot wait until you fully recover. What you can do is hire a lawyer and let them deal with it. When an experienced lawyer is handling your claim, you can be sure that you will obtain fair compensation.
A lawyer is the only person you should trust during the claim process. They can protect you from insurance companies and get you the compensation you deserve.